Building Generational Wealth for All

Empowering individuals and communities — especially the underserved —
through financial education, income growth, and
our upcoming digital banking platform powered by our proprietary BUILD Model™.

Join our mission to create real financial freedom.

About Us

Founded by a visionary Black woman, Top-Fin Services is on a bold mission:
to drive financial inclusion and empower underserved communities through education,
income growth, and our upcoming digital banking platform, powered by our exclusive BUILD Model™.

We’re not just another fintech. We’re a movement to create generational wealth —
with purpose, innovation, and heart.

Why It Matters

Real people. Real challenges. We’re building real solutions that matter every day.

At Top-Fin, we’re not just identifying problems.
We’re solving them — with tools that empower and uplift.

Our Impact Strategy

The BUILD Model™

Designed to empower underserved communities by aligning with the
United Nations SDGs and UN Global Compact Principles

B – Banking Convenience
Mobile-first tools that make banking easy and inclusive.

U – Understanding Finances
Simple, accessible financial education for everyday life.

I – Income Growth
Support for entrepreneurship and income-building.

L – Literacy in Practice
Helping people apply what they learn in real life.

D – Digital Integration
Low-data, accessible tech solutions built for inclusion.

Through the BUILD Model™,
Top-Fin is building an inclusive financial ecosystem that breaks
the cycle of poverty and promotes lasting prosperity.

What We’re Doing

Empowering communities through action

We work with a local NGO to identify people in need,
then equip them with financial training that turns knowledge into income.
Sessions are held at the NGO’s offices for easy access and community trust.We also train micro-entrepreneurs to grow their income and build sustainable futures.

Impact Stories:

"Top-Fin’s session was a huge success—our beneficiaries left inspired and
ready to act!" – Johannesburg (JHB) Dream Center🔗 Read the full post:

“Before the training, I didn’t know how to manage my small income.
Now I track everything and have started saving. It changed my mindset.”
— Noluthando M, Program Beneficiary

"Thanks to Top-Fin’s business session, I discovered new income streams for my logistics business.
My income has grown steadily since then."
— Prudence C, Micro-entrepreneur

"I grew my client base and income—Top-Fin made it possible.”—
Noma, Micro-entrepreneur.

These aren’t just programs—they’re partnerships.
Together, we’re turning potential into progress.

What’s Coming Soon

Here’s a look at the upcoming tools and services we’re building through the BUILD Model™.

Digital Wallet & Mobile Banking
Smart banking — low data, no hassle, no barriers.

Stokvel & Goal-Based Savings
Savings solutions that understand your needs.

Certified Financial Education Hub
Earn recognized credentials while learning real-world money skills.

Community Investment Portal
Grow your community — invest together, see the impact.

Imagine a world where finance works for everyone.
With the BUILD Model™, we’re making that world a reality.

Join the Movement

The future is being built — and it includes you.
Join the movement for financial freedom with the BUILD Model™.

Follow Our Journey

Get inspired with income tips, real community stories, and platform updates.Stay connected — follow us on Facebook and LinkedIn

Contact Us
Contact us to learn how you can support or join Top-Fin.

Phone/WhatsApp: +27 67 731 9849

Disclaimer

Important Disclaimer

The BUILD Model™ is a trademark of
Top-Fin Services (Pty) Ltd. All rights reserved.

Top-Fin is not yet a licensed financial institution.
Our digital financial tools are in development and pending regulatory approval.

Top-Fin is a proud participant of the
UN Global Compact (ID: 183903).